Insights

Expert actuarial analysis to sharpen your firm’s competitive litigation edge.

RAF Contingencies: The Percentage Is Not the Point

Ask someone familiar with Road Accident Fund quantums what contingency deductions should be applied, and the answer may come quickly: 5% for past loss. 15% for future loss. Those figures are useful shorthand. But they can also obscure what contingencies are actually intended to do. The courts have repeatedly recognised that there are no fixed

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Modelling Career Trajectories for RAF Cases

Every loss of earnings claim comes down to two lines on a graph. The first is the career the claimant would have had if the accident did not occur. The second is the career they will likely have, now that the accident has occurred. The gap between them, discounted to the present value, is the

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The Iran Conflict and the Road Accident Fund’s Fiscal Cliff

The escalation of the conflict in the Middle East has moved beyond a regional security concern to a systemic risk for South Africa’s fiscal stability. As Brent Crude remains volatile above $100 per barrel following the March 2026 closure of the Strait of Hormuz, the “price shock” is manifesting in a precarious way for the

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The Hidden Value of High-Integrity Data in Litigation

In the high-stakes world of personal injury litigation, the strength of a case often rises or falls on the quality of its data. This article explores why data integrity is not merely administrative housekeeping, but a core strategic pillar that empowers experts, narrows uncertainty, and directly optimizes damages outcomes in South African courts.

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